Finance

When markets are volatile, it’s easy to get emotional and lose sight of the long term. While some users try to time the market, others look for a more structured way to keep building toward their goals.

One solution many turn to is Bybit EU’s Fixed Earn product, a structured way to earn a fixed return by allocating your crypto for a set term.

Fixed Earn is a way to earn rewards on your crypto by locking it for a fixed term period. Simply allocate your crypto to a Fixed Earn pool and hold it there for the prescribed time to receive rewards at the end of the period. Change your mind? You can take your crypto out early, but you forfeit the rewards.

Fixed Earn rates are shown as APR, which stands for Annual Percentage Rate. This is the yearly rate used to calculate your rewards. If you subscribe for a shorter term, you earn the proportional part of that yearly rate for the number of days you lock your funds.

If a pool offers 25% APR for a 30 day term, you earn 30 days worth of a 25% yearly rate. That is roughly 25% divided by 365, multiplied by 30, which is about 2.05% for that 30 day term, based on your subscribed amount.

Reach Your Financial Goals With More Structure

Bybit EU currently offers a range of Fixed Earn products, from shorter term options designed to help you lock in a guaranteed return, to multi month options that make it easier to plan toward long term goals with more structure.

Get 20% APR on USDC to USDC for a 10 day period with an exclusive new user pool to get started.

[Try Fixed Earn Now]<https://www.bybit.eu/en-EU/earn/reward-service/?search=BTC&type=6&id=1019&coin=1>

Bybit EU is built to help you work toward your goals. With options across major tokens like BTC, ETH, XRP, and SOL, you can explore Fixed Earn for a variety of terms from 10 days all the way up to 180 day plans, depending on the asset and availability.

Open the Fixed Earn section to view all available pools, compare terms and APRs, and choose the option that fits your time horizon.

[See All Fixed Earn Options Here]<https://www.bybit.eu/en-EU/earn/home>

Until 31 Mar 2026, you can also top up, use your funds as normal, and get 3% APY, calculated on a pro rata basis for a 180-day period. This is designed as an added reward on top, so while you continue using Bybit EU as normal, you can also build extra value through the promotion.

[See the Promotion Here]<https://www.bybit.eu/en-EU/promo/campaign/BiggerReturnShorterHold>

T&Cs apply. This content qualifies as marketing communication under the Markets in Crypto-Assets Regulation (MiCAR) made by Bybit EU GmbH. It does not constitute investment advice. For FAQs and the full Rewards Services Agreement, see here.

Uncertain Markets? Discover New Fixed Return Options With Up To 20% APR

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Uncertain Markets? Discover New Fixed Return Options With Up To 20% APR